Terms of use

INTRODUCTION

Your use of this website and application/app owned or operated by or on behalf of the RAK Financial Services Pty Ltd, is subject to:

  • these terms of use;
  • any other terms, conditions, notices or disclaimers displayed on a RAK Financial Services Pty Ltd Website,

(collectively Website Terms).

Please read these Website Terms carefully before you start to use a RAK Financial Services Pty Ltd Website. By using a RAK Financial Services Pty Ltd Website you will be deemed to accept the Website Terms and to agree to be bound by them. If you do not agree to these Website Terms, you should immediately stop using all RAK Financial Services Pty Ltd Website.

“We”, “us”, “our” and “RAK Financial Services Pty Ltd” means RAK Financial Services Pty Ltd and all of their subsidiaries and related entities.


INFORMATION ABOUT US

www.raktax.com.au website operated by RAK Financial Services Pty Ltd ACN 635 502 359 whose registered office is at A19/24-32 Lexington Dr, Bella Vista NSW 2153.

In the event of any complaints or queries (including any complaints about any content we may host or send) please contact us via info@raktax.com.au.


Use of the Sites

When using a RAK Financial Services Pty Ltd Website, you must comply with these Website Terms, and all applicable laws and regulations. You are also responsible for ensuring that all persons who access a RAK Financial Services Pty Ltd Website through your internet connection are aware of these Website Terms and that they comply with them.


No unlawful, infringing or offensive posts or activity

You must not post or transmit to or via a RAK Financial Services Pty Ltd Website any information or material or otherwise use our websites for any activity which breaches any laws or regulations, infringes a third party’s rights or privacy or is contrary to any relevant standards or codes. You must also not permit or enable another person to do any of those things.


No viruses or other interference

You must not transmit to or via a RAK Financial Services Pty Ltd Website any virus or other information or material or otherwise use our websites in a way which:

  • tampers with, hinders the operation of or makes unauthorised modifications to RAK Financial Services Pty Ltd Websites;
  • inhibits any other user from using or enjoying RAK Financial Services Pty Ltd Websites;
  • uses RAK Financial Services Pty Ltd Websites to send unsolicited commercial or bulk email;
  • defames, harasses, threatens, menaces or offends any person; or
  • displays, disseminates or contains obscene, indecent, inflammatory or pornographic material or material.

You must also not permit or enable another person to do any of those things.


Registration may be required to access parts of RAK Financial Services Pty Ltd Websites

We may require you to register with us in order to access some parts of RAK Financial Services Pty Ltd Websites. You can choose not to register your details, but we may not be able to provide you with access to all areas or features if you choose not to register.

Where you register with us, you must keep your registration details confidential. You will be responsible for any access to the RAK Financial Services Pty Ltd Websites using your registration details, even if the access is by another person.

If you register with us you must not provide false or misleading registration information or change your registration detail to include false or misleading information.

If you have registered with one of the RAK Financial Services Pty Ltd Websites you are not permitted to share or disseminate the content accessed from your account, or allow any third party access to your account or to otherwise share or disseminate the content accessed from your account.


We may suspend or terminate your access

We may suspend or terminate your access to all or any part of a RAK Financial Services Pty Ltd Website at any time and without notice.

Content that you submit to RAK Financial Services Pty Ltd Websites

This section applies if you submit, post, transmit or otherwise make any material available via a RAK Financial Services Pty Ltd Website (“your content”).

Where you do so, you grant to us, a non-exclusive, irrevocable, perpetual, worldwide, royalty-free, transferable licence to use, reproduce, modify, adapt, publish or communicate to the public your content for the reasonable purposes of our business, and the right to sub-license those rights to others. You also consent to any act or omission that would otherwise infringe any of your rights (including your moral rights) in your content.

You warrant that you have the right to grant the above licence, that our exercise of the licence rights above will not infringe the intellectual property rights of any person, and that the content is not defamatory and does not breach any law.

We may monitor or review your content, but we are not obliged to do so. We may also remove, moderate, alter or take down any of your content at any time.


Reliance on information on RAK Financial Services Pty Ltd Websites

Commentary and other materials posted on RAK Financial Services Pty Ltd Websites is not intended to amount to advice on which reliance should be placed. We disclaim all liability and responsibility arising from any reliance placed on a RAK Financial Services Pty Ltd Website by any visitor to that RAK Financial Services Pty Ltd Website, or by anyone who may be informed of any of its contents.

We will not be liable if for any reason a RAK Financial Services Pty Ltd Website is unavailable at any time or for any period.


No warranties or representations

To the maximum extent permitted by law, we do not represent or warrant that the content on a RAK Financial Services Pty Ltd Website is accurate, reliable, suitable, complete or of a particular quality.

Although we will use reasonable care and skill in providing RAK Financial Services Pty Ltd Websites, we cannot promise that the RAK Financial Services Pty Ltd Websites will be continuously available or virus or fault free.


Cookies

When visiting RAK Financial Services Pty Ltd Websites, you do not have to disclose your identity to us. However, RAK Financial Services Pty Ltd Websites use “cookies” to collect data from users who access them. For example, we may use cookies to record information including your IP address, domain name, operating system used, browser type, the date and time of access, details of the information downloaded and links used to access the site or application. This information is used for statistical purposes and to improve the site or application. No attempt will be made to identify individual users or their browsing activities by RAK Financial Services Pty Ltd except in the context of an investigation by a law enforcement agency or where disclosure is otherwise required by law or a Court order.


Intellectual Property

Unless otherwise indicated, RAK Financial Services Pty Ltd owns all copyright in the content and design of its websites and applications, including any photographs or other images or uses third parties’ copyright under licence or applicable law. You may make a temporary copy of part or all of a RAK Financial Services Pty Ltd Website on your local computer for the sole purpose of viewing it, and print a single hard copy of a whole page of this website for personal use, provided that any copyright notice on such page is not removed.

You may not, in any form, or by any means:

  • reproduce, adapt, store in a retrieval system, transmit, print, display, perform, publish or create derivative works from any part of the content or design of a RAK Financial Services Pty Ltd Website except as permitted by these terms and conditions;
  • cause any of the material on a RAK Financial Services Pty Ltd Website to be framed, embedded or accessed in another website or software;
  • use any of the material on a RAK Financial Services Pty Ltd Website in a derogatory or misleading way, including implying a connection between you and RAK Financial Services Pty Ltd; or
  • commercialise any information, products or services on a RAK Financial Services Pty Ltd Website,

We can terminate your right to use a RAK Financial Services Pty Ltd Website immediately and if this occurs, you must, at our option, return or destroy any copies of the materials you have made.

RAK Financial Services Pty Ltd and its related entities own a number of trademarks and reserve all rights in relation to those trademarks displayed on RAK Financial Services Pty Ltd Websites. Other product and company names referred to on a RAK Financial Services Pty Ltd Website may be trademarks owned by third parties.


LIABILITY

Our liability

The internet is not a secure medium and communications to and from a RAK Financial Services Pty Ltd Website may be intercepted or altered in transit. RAK Financial Services Pty Ltd does not warrant that a RAK Financial Services Pty Ltd Website is free from anything which may damage any computer which accesses this website or data on such computer.

The material displayed on a RAK Financial Services Pty Ltd Website is provided without any guarantees, conditions or warranties as to its accuracy. To the maximum extent permitted by law, we exclude completely all liability to any person for loss or damage of any kind (however caused, including by negligence) arising from or relating in any way to any use of a RAK Financial Services Pty Ltd Website.

We are not liable for any loss or damage to the extent that it is caused by you.

If we are not entitled by law to exclude liability arising from breach of a statutory duty or other legislation, then to the extent we are permitted to do so we limit that liability to resupply of the services, information or links and associated services, as the case may be.


Your liability to us

You are liable to us for breach of the Website Terms or negligence under the principles applied by the courts.


No waiver for breaches

If we do not act in relation to a breach of the Website Terms by you, we do not waive any rights to act in relation to that breach at a later time or in response to any subsequent breach by you.


THIRD PARTY WEBSITES

A RAK Financial Services Pty Ltd Website may contain links to a number of third-party websites.

RAK Financial Services Pty Ltd is not responsible for the actions, content and information of third parties, including links to third party websites or advertising by third parties. You release RAK Financial Services Pty Ltd, our directors, officers, employees and agents from any claims and damages arising out of or in connection with any association, link or advertising by third parties.

Any links to third party websites are provided for your convenience to access further information and do not indicate, expressly or impliedly, that we endorse or are in any way responsible for those websites or any individuals, businesses, products or services that are promoted or provided at those websites.

The Website Terms only cover RAK Financial Services Pty Ltd Websites. You should carefully review the terms and conditions and any other policies for other websites.


UPDATES TO TERMS

RAK Financial Services Pty Ltd may vary these Website Terms at any time. By continuing to use the RAK Financial Services Pty Ltd Websites you will be deemed to accept any updated Website Terms. It is your responsibility to check the Website Terms regularly for any updates.


GOVERNING LAW

The Website Terms are governed by the law in force in the NSW, Australia.

Although RAK Financial Services Pty Ltd Websites may be accessed from locations both in Australia and overseas, we make no representation that the RAK Financial Services Pty Ltd Websites comply with the laws of any other country.

When accessing RAK Financial Services Pty Ltd Websites from locations outside Australia you accept all responsibility for complying with the laws of the country from which you access the RAK Financial Services Pty Ltd Websites.

©RAK Financial Services Pty Ltd – last updated: 8 May 2021